Consumers have rights under federal and state law to dispute credit-report information they believe is inaccurate or incomplete. Credit-repair organizations must comply with applicable consumer-protection laws. Aqua Consulting Group LLC assists consumers with exercising their rights but is not a law firm and does not provide legal advice.

Every credit profile is different. Some clients see improvements in the first 30–45 days, while others may take 3–6 months or longer depending on the number of accounts, errors, and history. Credit repair is a process—not a one-time fix.

We do not guarantee specific score increases, deletions, or outcomes. We agree to provide the services described in the signed service agreement, and results depend on each consumer’s credit information and the responses of credit bureaus and data furnishers.

Not always. Credit requirements vary by lender and funding program. Personal credit may affect eligibility, approval amounts, rates, and terms, while some programs also consider business revenue, time in business, debt, and other information. Aqua Consulting Group LLC does not guarantee approval or any particular funding amount.

Funding eligibility, approval amounts, interest rates, terms, and timing are determined by independent lenders and depend on the applicant’s credit, income, debt, business information, and applicable underwriting requirements. Aqua Consulting Group LLC is not a lender and does not guarantee approval, funding amounts, rates, terms, or timing.

We assist consumers in challenging information they believe may be inaccurate, incomplete, outdated, or unverifiable. Credit bureaus and data furnishers—not Aqua Consulting Group LLC—determine whether information will be verified, corrected, updated, or removed. Accurate, current, and properly substantiated negative information generally cannot be removed simply because it is unfavorable. We do not guarantee the removal of any account or information.